Insurance

The insurance industry faces a diverse set of inter-disciplinary corporate, regulatory and litigation challenges, at both the state and federal levels, on a daily basis. For this reason, Williams Mullen has combined the experience of its corporate, regulatory and litigation attorneys to form an Insurance Industry Service Group, which focuses on assisting clients in addressing these challenges in a comprehensive, results-oriented manner. Having provided corporate, regulatory, real estate, banking, government affairs, ERISA, litigation and labor services to the industry for many years, we understand the issues faced by the industry and can put our experience to use to assist our clients in achieving strategic, cost-effective solutions. In addition, through our strong working relationships with underwriters, brokers, regulators and legislators, we stay abreast of emerging industry and regulatory trends to better serve clients seeking sophisticated guidance and innovative approaches to business issues and opportunities that arise in this heavily-regulated environment.

Industry Sectors We Represent 

• Life and Health Insurers, Property & Casualty Insurers, Title Insurers, Surplus Lines Insurers and Reinsurers 
• Agents, Brokers, Third Party Administrators and Managing General Agents 
• Commercial banks, thrifts and investment banks 
• Insurance Industry Trade and Professional Associations

We offer a broad spectrum of legal services that reaches virtually every segment of the insurance industry. Our insurance services include the following: 

• Regulatory compliance, including development of compliance programs on a host of issues, including business ethics, codes of conduct and antitrust 
• Market conduct and financial condition examinations 
• Form and rate approvals 
• Contested case hearings, including administrative and court litigation 
• Enforcement proceedings 
• Mergers and acquisitions 
• Approvals for mergers, acquisitions, asset transfers and redomestications 
• Regulator inquiries and enforcement intervention 
• Legislative and administrative advocacy 
• Insolvency counseling 
• Labor, employment and employee benefits 
• Coverage counseling 
• Litigation of insurance related matters involving:
  • Third-party claims under commercial general liability, errors and omissions/professional liability, employment practices liability and directors and officers policies 
  • Enforcement of restrictive covenants 
  • Coverage disputes 
  • Disability, life, pension plan claims 
  • Antitrust litigation 
  • Reinsurance litigation and arbitration 
  • Bad faith, extra contractual and unfair claims handling 
  • National coordinating counsel for defense of products liability claims